Insurance:
ENH Managers Inc.
Overview
ENH Managers Inc. is a managing agency that underwrites business produced on a wholesale platform on behalf of Endurance. ENH Managers Inc. offers property and casualty coverage on a non-admitted basis, produced by a select number of professional wholesalers and brokerages. Our experienced underwriting team helps clients place unique risks that others will not write.
Target Clients
ENH Managers Inc. targets small to medium-size risks that are traditionally hard to place due to their size. Exhibiting a low exposure to frequency and moderate exposure to severity, target risks include, but are not limited to:
- New entities and products
- Unusual exposures (including recreational)
- Risks with location restrictions
- Nonstandard classes of business
Product
Capacity
Casualty Business
- In-house limits available up to $1M per occurrence/ $2M aggregate.
- Attachment points will be first dollar or over a small ($2,500 or less) deductible.
Property Business
- Writes risks with TIV’s of up to $5M per location. This capacity, while generally utilized on a primary basis, will also be utilized infrequently on a quota share or first loss basis.
Restrictions
- Earthquake: ENH Managers will not write earthquake in earthquake exposed areas.
- Wind: If wind coverage is available by pool or association, will exclude the peril altogether. If wind is not available by pool or association in wind-exposed areas, deductibles (typically 5% to 10% of TIV, including loss of use) will be used to mitigate exposure. Additionally, will generally require brick construction or better in wind exposed areas.
Minimum Premium
- Minimum policy premium of $2,500
Policy Forms
- Generally follow ISO, with additional company specific exclusions and coverage parts.
Underwriting Capabilities
- Highly experienced underwriting team, adept at understanding, handling and supporting complex and challenging accounts.
- Service-oriented team provides wholesalers and brokerages with prompt claims and coverage responses.
- Appointing only a select number of wholesalers and brokerages builds long-term relationships and provides them with a competitive advantage.
Submission Requirements
- Standard applications and supplements
- 5 years of currently valued carrier loss runs
- Complete outline of all operations
- Statement of values provided in an electronic format to include: address with zip code, construction, occupancy, year built, # of stories, square footage of building(s) and values by coverage
Marketing Materials
Contact Information
Mark Boland
Senior Vice President
Endurance Managers Inc.
Tel No. +1 914-539-4365
mboland@enhinsurance.com
Location
ENH Managers Inc.
300 First Stamford Place, 5th Floor East
Stamford, CT 06902
Tel No. +1 914-539-4360
Fax No. +1 203-356-0099